The Financial Conduct Authority has announced plans to ban opt-out selling in financial services markets. 
Opt-out selling is the practice of defaulting consumers into buying a product which they then have to opt out of, for example by using pre-ticked boxes to sell the consumer add-on insurance.
As much as £108 million a year is paid by customers for unnecessary add-on insurance they don’t need.
About time!
They could ban automatic renewals too.